KIBS AD from Macedonia joins the Berlin Group
KIBS AD from Macedonia has decided to officially join the Berlin Group as a participant.
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Berlin Group publishes Version 1.2 of the NextGenMobileP2P Framework
The Version 1.2 integrates Change Requests submitted by the EPC (European Payments Council) SPL (SEPA Proxy Lookup) preferred proxy provider. Amongst others these changes simplify the addressing of the receiver MobileP2P scheme ID in the relevant interfaces. In addition some errata on the XML-based version have been integrated. The Change Requests have been evaluated and…
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PRESS RELEASE – Berlin Group starts new openFinance API Framework
PRESS RELEASE – Berlin Group starts new openFinance API Framework Today, the Berlin Group announces that they will start to work on a full openFinance API (Application Programming Interface) Framework. Leveraging the NextGenPSD2 API Framework technology and infrastructure investments, openFinance allows banks and TPPs to offer enhanced services, products and information that will benefit market…
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The Dutch Payments Association joins the Berlin Group
The Dutch Payments Association joins the Berlin Group The Dutch Payments Association has decided to officially join the Berlin Group as a participant. Berlin Group is very pleased with the additional commitment expressed by the Dutch Payments Association to contribute to the cooperative standardisation efforts. With the many changes that the European payments landscape is…
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Berlin Group publishes Version 1.1 of the NextGenMobileP2P Framework
Berlin Group publishes Version 1.1 of the NextGenMobileP2P Framework The Berlin Group has published Version 1.1 of the NextGenMobileP2P Framework. The Version 1.1 integrates Change Requests submitted by EPC (European Payments Council) after their 3-month public consultation for changes to the SPL (SEPA Proxy Lookup) scheme rulebook in 2019. The Change Requests have been evaluated…
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Russian National Payments Card System (NSPK) joins the Berlin Group
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Read articleBankart joins the Berlin Group
Bankart joins the Berlin Group Bankart is the leading payments company in Slovenia. It was founded in 1997 and it provides ATM, POS, card, online, mobile and SEPA processing services to more than 20 banks and other financial institutions in 6 countries across Southeastern Europe. PSD2 XS2A is the latest service to be added to…
Read articleJ.P. Morgan joins the Berlin Group
J.P. Morgan joins the Berlin Group J.P. Morgan continues to build momentum in the Open Banking payments space in Europe by joining the Berlin Group. Sungmahn Seo, Managing Director and EMEA Head of Payments, commented: “The European payments landscape is undergoing huge structural changes at the moment and we are passionate about helping to foster…
Read articleCredorax from Malta joins the Berlin Group
Credorax from Malta joins the Berlin Group Credorax from Malta has recently decided to join the Berlin Group. Credorax: ”We are the fastest-growing cross-border merchant acquiring bank and processor, offering cross-border solutions to global merchants and payment service providers. Powered by next generation technology, Credorax provides smart acquiring and processing capabilities in more than 30…
Read articleSEPA Card Clearing Framework meets European standards
SEPA Card Clearing Framework meets European standards At the instigation of the European Central Bank and the European Commission, the Cards Stakeholder Group (today’s European Cards Stakeholder Group ECSG) was set up in 2009 to develop and promote Europe-wide card payment standards. The ECSG pursues this goal through the maintenance and evolution of the SEPA…
Read articleRaiffeisen Group from Switzerland joins the Berlin Group
Raiffeisen Group from Switzerland joins the Berlin Group Raiffeisen Schweiz has recently decided to join the Berlin Group. The Raiffeisen Group is the leading Swiss retail bank and the third largest force in the Swiss banking sector. Every other Swiss adult and every 3rd company is client of Raiffeisen. Raiffeisen Group is leader in mortgage…
Read articlePRESS RELEASE – Berlin Group publishes Version 1.0 of the NextGenPSD2 Framework
PRESS RELEASE – Berlin Group publishes Version 1.0 of the NextGenPSD2 Framework Today, the Berlin Group has published Version 1.0 of the NextGenPSD2 Access to Accounts (XS2A) Framework that enables Third Party Providers (TPPs) to access bank accounts under the revised Payment Services Directive (PSD2). Version 1.0 integrates extensive public market consultation feedback and is…
Read articleMastercard Europe joins the Berlin Group
Mastercard Europe joins the Berlin Group Mastercard Europe has recently decided to join the Berlin Group. Mastercard is well known as the international payment scheme and technology company in the global payments industry, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. Mastercard aims to make everyday commerce activities…
Read articlePSA Payment Services Austria joins the Berlin Group
PSA Payment Services Austria joins the Berlin Group PSA Payment Services Austria GmbH has recently decided to join the Berlin Group. PSA Payment Services Austria was founded in 2012 by splitting the former PayLife Bank Gmbh (now SIX Payment Services Austria) into two companies. PSA is 100% owned by the Austrian banks and is specialised…
Read articlePRESS RELEASE – Berlin Group NextGenPSD2 launches Public Market Consultation
PRESS RELEASE – Berlin Group NextGenPSD2 launches Public Market Consultation With the release of a press statement today, the Berlin Group NextGenPSD2 Taskforce announced the launch of a 6-weeks public market consultation on its NextGenPSD2 Access to Accounts (XS2A) Standard. The standard enables Third Party Providers (TPPs) to access bank accounts under the revised Payment…
Read articlePRESS RELEASE – Berlin Group NextGenPSD2 announced creation of European PSD2 API standard
PRESS RELEASE – Berlin Group NextGenPSD2 announced creation of European PSD2 API standard With the release of a press statement today, the Berlin Group NextGenPSD2 Taskforce announced the creation of an open, common and harmonised European API (Application Programming Interface) standard to enable Third Party Providers (TPPs) to access bank accounts under the revised Payment…
Read articleVersion 1.0 of Mobile P2P Interoperability Framework published
Version 1.0 of Mobile P2P Interoperability Framework published The Berlin Group has officially published Version 1.0 of the Mobile P2P Interoperability Framework on its website. The Framework documents define a standard set of functional and technical requirements to enable a pan-European, interoperable and scalable Mobile P2P acceptance across the SEPA area, based on open industry…
Read articleBerlin Group initiates a PSD2 Access to Account Framework
Berlin Group initiates a PSD2 Access to Account Framework The revised Payment Services Directive (EU 2015/2366, also known as PSD2) came into force on 12 January 2016 and for most of the provisions, Member States will have until 13 January 2018 to implement them into national laws. The most debated and impactful parts of the…
Read articleJoint Initiative publishes Mobile P2P Feasibility Study
Joint Initiative publishes Mobile P2P Feasibility Study The Joint Initiative of the Berlin Group, leading Mobile P2P scheme services in Europe, and associated infrastructure providers, has published its first phase deliverable of a ‚Technical Feasibility Study on pan-European Mobile P2P Interoperability‘, showing how open, harmonised and scheme-independent standards for interoperability between regional Mobile P2P payment…
Read articleGerman Central Bank publishes article on the SEPA Card Clearing Framework
German Central Bank publishes article on the SEPA Card Clearing Framework In the Spring Edition of the Journal of Payments Strategy & Systems, the German Central Bank (Bundesbank) recently published an article on the SEPA Card Clearing (SCC) Framework. The authors, responsible for policy issues relating to retail payment systems, argue why the SCC Framework…
Read articleBerlin Group joins initiative on instant (realtime) pan-European Mobile P2P Interoperability
Berlin Group joins initiative on instant (realtime) pan-European Mobile P2P Interoperability Following the Berlin Group Plenary decision of November 2014 to investigate the implications of realtime requirements on existing Berlin Group standards and to start working on harmonised standards for instant (realtime) payments, a dedicated Berlin Group taskforce has started to work on a technical…
Read articleBerlin Group focuses on tokenisation and instant (realtime) payments
Berlin Group focuses on tokenisation and instant (realtime) payments The Berlin Group Plenary meeting of November 2014 has confirmed the strategy to integrate tokenisation and instant (realtime) payments into the Berlin Group specifications. The possible use and merits for integration of tokens into Berlin Group specifications will be assessed once tokenisation support for the European…
Read articleBerlin Group has issued Version 2.0 Release Note 2014 of SCC
Berlin Group has issued Version 2.0 Release Note 2014 of SCC The Berlin Group has issued the Release Note 2014 for Version 2.0 of the SEPA Card Clearing Framework (SCC). SCC provides the first implementation of the XML extension approach of ISO20022 to mass payment services. The new release contains some errata detected in first…
Read articleThe Berlin Group celebrates 10-years Anniversary
The Berlin Group celebrates 10-years Anniversary Established in 2004 as an open standardisation initiative for the scheme-independent switching of card-originated payment messages, the Berlin Group celebrates its 10-years Anniversary in 2014. In order to commemorate this specific milestone event, the Berlin Group organised a special Anniversary Meeting on 11 June 2014 at DZ Bank in…
Read articleBerlin Group has issued Version 2.0 Release Note 2013 of SCC
Berlin Group has issued Version 2.0 Release Note 2013 of SCC The Berlin Group has issued the Release Note 2013 for Version 2.0 of the SEPA Card Clearing Framework (SCC). SCC provides the first implementation of the XML extension approach of ISO20022 to mass payment services. The new release contains some errata detected in first…
Read articleBerlin Group has issued Version 2.0 of SCC
Berlin Group has issued Version 2.0 of SCC The Berlin Group has issued the Version 2.0 of the SEPA Card Clearing Framework (SCC). The new release provides the first implementation of the XML extension approach of ISO20022 to mass payment services. The new approach in relation to Version 1.1 is to move all card transaction…
Read articleBerlin Group issued Version 1.1 of SCC
Berlin Group issued Version 1.1 of SCC The Berlin Group has issued the Version 1.1 of the SEPA Card Clearing Framework (SCC). The new release is extended with support of cash management (camt) messages for Refund/Return (charge back) handling for the acquirer and includes XML schemata for the pain and pacs messages for Payment Initiation…
Read articlee-rsb joins the Berlin Group
e-rsb joins the Berlin Group SER2S is the network operator of e-rsb the card authorisation switching network. e-rsb is a trademark of SER2S. SER2S has been created the January 2011 1th, and is a subsidiary of Groupement des Cartes Bancaires CB which is the leading card scheme in France. „Berlin Group standards is a European…
Read articleRelease 3.1 of the ISO8583 based technical Specifications published; Mobile Top-Up services added
Release 3.1 of the ISO8583 based technical Specifications published; Mobile Top-Up services added The Berlin Group has published a new release of its ISO8583 based authorisation and clearing specifications. The new release contains new services around top-up functions for prepaid mobile phones. One service is the extension of funds request for a mobile top-up. This…
Read articleSepa Card Clearing (SCC) Framework Version 1.0 published
Sepa Card Clearing (SCC) Framework Version 1.0 published Major players in the European card payments industry have joined together in the „Berlin Group“ standardisation initiative to deliver the first common standard for the ISO 20022 payment message based clearing of card based transactions resulting in the „SEPA Card Clearing Framework“ (SCC Framework). The SCC Framework…
Read articleResolution on SCC Public Consultation published
Resolution on SCC Public Consultation published The Berlin Group had initiated a public consultation on its work on the SEPA Card Clearing Framework (SCC), cp. Berlin Group News of November 2009. The resolutions of the comments received from the market side have now been published in the Document section of the Berlin Group. The Berlin…
Read articleDIAS Interbanking Systems S.A. joins the Berlin Group
DIAS Interbanking Systems S.A. joins the Berlin Group DIAS Interbanking Systems S.A. joined the Berlin Group in February 2010. DIAS was founded in 1989 by the Greek Banks and the Bank of Greece. DIAS explained the reasons for joining as follows: „DIAS, through its participation in the Berlin Group initiative, looks forward to working closely…
Read articlePayfair joins the BerlinGroup
Payfair joins the BerlinGroup In January 2010 Payfair joined the Berlin Group initiative. Payfair explained the reasons as follows. „PayFair’s vision of SEPA is an area where stakeholders can freely chose the card payment services and brands they want, benefiting thereby from a competitive landscape, engine for growth and innovation. Such free choice will be…
Read articlePublic Consultation for SEPA Card Clearing
Public Consultation for SEPA Card Clearing Major players in the European card payments industry have joined together in the „Berlin Group“ standardisation initiative to deliver the first common standard for the clearing of card based transactions resulting in the „SEPA Card Clearing Framework“ (SCC Framework). The SCC Framework is a big step to making the…
Read articleEAPS joins the Berlin Group
EAPS joins the Berlin Group The Euro Alliance of Payment Schemes (EAPS) is a joint initiative by European Payment Schemes, enabling European cardholders and retailers to make card payments and cash withdrawals with payment card across Europe’s national boundaries. The objective of the EAPS is to enable participating schemes to offer their member banks a…
Read articleVersion 3.0 of the Berlin Group Standard published
Version 3.0 of the Berlin Group Standard published The Berlin Group is publishing today the new version 3.0 of its Card Transaction Message Standard for the Acquirer/Issuer interface. The new version incorporates the processing of special transactions as identified by the EPC cards standarisation document just published, known as „Volume“, and is compliant to the…
Read articleWhite Paper on Berlin Group Work and Workplan 2009
White Paper on Berlin Group Work and Workplan 2009 The Berlin Group is publishing today a White Paper on the status of the work of the Berlin Group as a standardisation initiative. In addition to an overview of the work, this document also gives an outlook on the work of the initiative for 2009. Main…
Read articleNew Form of Quarterly Reports
New Form of Quarterly Reports In February 2008 the Berlin Group had started to report on implementations of the Berlin Group interfaces in the European market. In the early reports, figures like connected terminals or cards have been published, too. The Berlin Group has now changed this policy and will report in future on the…
Read articleWhite Paper on SEPA Card Clearing
White Paper on SEPA Card Clearing The clearing of card based transactions through ACH based clearing methods is an important part of the domestic clearing volume in many countries throughout the SEPA region. The SEPA payment infrastructure defined by EPC does not support yet the clearing of card based transactions. The Berlin Group has started…
Read articleWorkplan 2008
Workplan 2008 The Berlin Group is currently working on several issues like a new release of the specifications which will support full credit card processing or the clearing of card transactions via the new SEPA clearing infrastructure. Following the aims of transparency to the market, the Berlin Group is now publishing a detailed workplan for…
Read articleChange Management Procedure defined
Change Management Procedure defined The Berlin Group Interface Specifications in version 2 are a stable specification as interfaces for bilateral card processing throughout Europe. They are used now for a while by different processors, compare the implementation status report on this web site. Therefore, change requests on these specifications between two releases of the specification…
Read articleQuarterly Reports on Implementation Status
Quarterly Reports on Implementation Status In January 2008, the Berlin Group decided to publish the implementation status of Berlin Group Acquiring or Issuing Gateways in quarterly reports. The status report indicates running implementation projects, the processors involved and the number of POS terminals, ATMs and cards connected to the corresponding Berlin Group Gateways in production.…
Read articlePAN Nordic Card Association joins the Berlin Group
PAN Nordic Card Association joins the Berlin Group In January 2008 the PAN Nordic Card Association (PNC), the organisation for banks working with payment cards in Sweden, Norway, Denmark, Finland, Iceland, Latvia, Estonia and Lithuania, has confirmed its active participation in the work of the Berlin Group. PNC participates already since May 2007 in the…
Read articleNPCC from Serbia joins the Berlin Group
NPCC from Serbia joins the Berlin Group National Payment Card Centre (NPCC) is a part of the National Bank of Serbia and is currently working on the development of the Serbian national payment card system – DinaCard. DinaCard system was founded in 2003, in close cooperation between the National Bank of Serbia and commercial banks.…
Read articleBORICA joins the Berlin Group
BORICA joins the Berlin Group Bulgarian interbank processor BORICA has confirmed its active participation to the Berlin Group. BORICA was established in 1993 by Bulgarian National Bank with the main objective to build a national infrastructure for card payments in the country. BORICA is owned by Bulgarian National Bank and 22 local banks and as…
Read articleGiro Bankcard cPlc. joins the Berlin Group
Giro Bankcard cPlc. joins the Berlin Group Giro Bankcard cPlc. (GBC) was founded 15 years ago to build and operate IT systems supporting Hungarian domestic bankcard issuing and acquiring as well as settlement of transactions. GBC has been acquired by Societa per i Servizi Bancari S.p.A. (SSB) in January 2007 and it operates as a…
Read articleVersion 2.0 of IP VPN Requirements and Self-Certification Requirements published
Version 2.0 of IP VPN Requirements and Self-Certification Requirements published Based on the experiences from implementation projects the IP VPN Requirements have been revised and a complete set of documents for self-certification has been developed. Following the revision of the IP VPN Specifications by the IP VPN Task Force of the Berlin Group, Version 2.0…
Read articleMBU, the Croatian interbank processor, has confirmed its active participation in the Berlin Group
MBU, the Croatian interbank processor, has confirmed its active participation in the Berlin Group MBU Ltd. was established at the initiative of Croatian banks in 1994 in purpose to provide comprehensive support in card business and electronic payments through its infrastructure – MB/NET/, based on state of the art technology and solutions implemented and certified…
Read articleVersion 2.0 of the Clearing Specification published
Version 2.0 of the Clearing Specification published During 2006 the first European card processors have implemented the Berlin Group Interfaces. The implementation projects showed that some optimizations and clarifications within the clearing specifications would be suitable. These change requests have been taken into account during the preparation of the newly published version 2.0 of the…
Read articleBKM joins the Berlin Group
BKM joins the Berlin Group In December BKM, the Interbank Card Center of 28 banks and financial institutions in Turkey, has confirmed its active participation in the work of the Berlin Group. BKM participates already since September 2006 in the meetings of the Berlin Group. BKM was established in 1990 with the partnership of 13…
Read articleLaser Card Services Ltd. joins the Berlin Group
Laser Card Services Ltd. joins the Berlin Group Laser Card Services Ltd., the company behind the only debit card scheme operating in the Republic of Ireland currently, has announced its decision to become a member of the Berlin Group. The choice to join the Berlin Group as a participant was made by the Laser Board…
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